Thursday, 25 July 2013

IIM Placements - The true story

Objective: To show the truth about placements to the current and future students, the misinformed and everybody else by showing that the figures they see are representation of only 10 - 20% of the batch’s performance.

Issues to be addressed:
1. Placement reports - tampered numbers, misleading words, publicity techniques
  • bloated salary figures
  • bloated name/number of participating companies
  • misleading using ambiguous statements
2. IIM fooling students, pressure on students, recruiters exploiting system, DP
  • IIM’s rationale for high fees
  • IIM’s accountability for placements
  • Credit for placements
  • Pressure on students
3. Placement Process Details
  • Placement Committee
  • Control Team
  • Involvement and Supervision of faculty
  • Format - Laterals and Finals
  • Numbering of slots and days
  • Company Presentations - WWR, Dress Code, Fines
  • Desperate Participation, Company Interactions
  • Duration of the finals process
  • Recruiters practices - misleading salary figures, processes, requirement for desperate participation
4. How to change all this?
  • Faculty involvement
  • Standardized formats
  • Prioritizing studies over placements
  • Guidance and Support

1. Placement Reports
What they show?
  • Number of days in which placement process got completed
  • Number of students placed
  • Sector wise break up, i.e. percentage of students who got offers in Finance, Marketing etc
  • Number of participating firms and the number of offers they made
  • Average salary
  • International Offerings

What they do not show?
  • Number of offers from each firm (Usually big names hire small numbers)
  • The salary spread among the students (If 2 students get a 25 Lac offer, it takes 10 student with a 13 Lac offer to achieve an average of 15 Lacs and considering 1/6th of the batch gets offers in the >20 Lac range, 5/6th of the batch gets below average offers)
  • The places where international postings are given (If somebody is getting 16 - 18 Lacs per annum in a country where the standards of living are almost 2.5 - 3 times that of India, does it not mean it is equivalent to 6 - 9 Lacs per annum in India)
  • The sector break up of summer internships of the same batch (If 60% did their internships in sales and marketing, then did the same number go for sales and marketing in the final placements or were they even given the opportunity?)
  • Average salaries of the students who are freshers or have different numbers of years of work experience
  • During the summer internships, around 1/6th of the batch goes on a zero stipend internship

Purpose of the placement report (includes my opinions)
A publicity mechanism to show a great picture of how the placements go so well in order to increase the brand value of the institute which in turn will attract more students to join IIMX who will pull more offers from companies for final placements to increase the brand value of the college.

What students need to understand, IIMA and IIMB also do the same with the same motive. The number of students clearing MBA entrance exams will remain the same. The number of positions in a firm can only be a certain number which are being pulled by all of the IIMs. (If X gets it, Y gets loses). But who loses the most? These are the students who put in all their efforts, time and sanity in attracting companies and lose track of what is important - their studies.  

2. IIM Fees and Placements

The following article reports the increase of fees from 5 Lacs to 14.5 Lacs from 2009 to now.
The following explanation for the rise has been given: Infrastructure has to developed because the number of students have increased. Another faculty comments that it will cover the operational expenses but not the capex.

In another article, an IIM A spokesperson said that “there was no reason why students should not pay higher fees, considering the 'excellent' jobs they get with Rs 25 lakh annual packages or more.”  Link to the article is as follows

Caution: My opinions
Do majority of the people even understand what capex and operational expenses mean in this case (Actually, after graduating I still don’t understand these clearly in this scenario). The breakup of the fees is given in the following paragraph (Anybody can verify this stuff). The explanation IIMs give for high fee is that they say students get a high package of 25 Lacs per annum. They do not charge fee on how much they provide in terms of value and education but charge in terms of how much they can suck out of a student and his/her family.

How does it relate to placements?
  • Average package shown in placement reports by older IIMs are between Rs 16 - 20 Lac per annum. Reality: An average package from one of the older IIMs is Rs 13 - 14 Lacs per annum. (Actual breakup of the packages are discussed in further sections below)
  • This puts enormous pressure on students to get a good job
  • The purpose of entering an IIM becomes getting a job and not getting an education
  • 80% of the students get a salary package much lesser than the program fee
  • 3 - 4 % students got a package of over Rs 25 Lacs per annum

Analysis of the situation and explanations:
1. Facts
  • Students increased by 250 to 360 or 360 to 460.
  • Infrastructure needed for this is a new classroom and 100 new hostel rooms and no labs and computers needed (as in engineering colleges)
  • Computer lab has 10 computers in all, 4 available for student use among 450 students
  • Mess fees is over and above this fees

2. Fee structure
A term is 3 months
  • 33000 per term for books and course material - Students filed an RTI concerning how the cost ,of books was so high. The MRP of the books as found on and the cost of Harvard Cases (considering the worst case where faculty buy individual cases and not by faculty subscription) added up to Rs 10000 to 15000.
  • 20000 per term- for the computer centre with 4 computers available and internet usage
  • 8000 - developmental fees (no idea where this goes)
  • Mess fees is again over and above this
  • Any new facilities in the hostel i.e. TV, Pool table, maintenance is funded by the residents of the hostel over an above the fee

Alert: As discussed in one of the meeting in one of the IIMs, from next year onwards they will not disclose the fee break up and will just list the tuition and the accommodation fee (Mostly because of students questioning the break up and filing RTIs, and the administration not being able to justify it)

Responsibility, Accountability and Credit for Placements

Quoting a response from the faculty of one of the older IIMs - “nowhere in our prospectus, we have mentioned that we are responsible for our students to get a placement. It is not an obligation for us, it is just an optional service we provide”

Another Fact: Students are not allowed to apply or approach companies for summer internships and final placements on their own unless they opt out of the process. They are not even allowed to approach companies who have participated in the placement process over the past 3 years whether or not they participate in the current year

Quoting from another mail by the placement coordinator when this year placements were not going well that the students are bringing disrepute to the campus. All these years, when the placements and the market have been good the faculty and administration have just sat comfortably but just as the situation turned around, they were the first to start the blame game (putting it on the students and the disrepute they are bringing to the institute) instead of helping the students in this tough situation. (This is not an opinion. Proofs available)

The credit for placements and the publicity is very welcome by the administration and faculty. However, one should know that placement is a student body run process, a placement team which works very hard to bring recruiters to campus. The following section will contain the details of the placement process.

3. Placement Process Details

Placement Committee comprising of 1st year students conduct the process. This is a process totally run by the students
  • Final process - Happens over 4-5 days in March
  • Laterals process: (for Experienced students) - Happens from January till the beginning of final placements

Placement Committee

Details, Responsibilities and Powers::
  • 10 placement representatives - 5 elected, 5 nominated by faculty
  • Contact companies for recruitments
  • Decide shortlists for interviews during summer internships and placement processes
  • Review the points on the resumes of all students and have the final word on keeping or removing a point
  • Responsible for the job placements of the senior batch and the summer placements of the junior batch next year
  • Co-ordinating the 5 day process during the placement process and overseeing the process entirely

The previous placement representatives have a big say in who will be the their successors depending on various factors (opinions included):
  • Candidate should not be a strong personality who might decrease the say of the other members in the process
  • Selecting people (1st year students) who will provide them with special treatments in their job placements
  • Regionalism: Helps gather votes during the elections; Favour returned by benefits during the placements such as shortlists for companies where they did not get a shortlist from, give an interview before other candidates increasing their chances of success (The companies only interview people till they have vacancies; spot offers are given and so vacancies start filling as soon as the interviews start)

Analysis of the situation (my opinions)
  • The students selected are through an unfair, rigged and hugely despotic process.
  • All the above mentioned factors result in incompetent placereps who are easily manipulated by the previous placereps.
  • The only reason to be a placerep is that you can influence the future process for your own advantage. For e.g.: This year, a first year student was promoted to become a placerep whose brother was in the second year. The elder brother (second year)  got a job with a big company due the younger’s efforts in promoting only the elder before the other candidates. Also, the younger (placerep) helped the elder’s friends to get jobs through various practices mentioned below

Some of these placement representatives talk about being ethical, about doing the right thing and not rigging the process in anyway whatsoever. However, there have been many instances of unethical practices and favouritism. Instances such as
  • Inclusions of tampered points in the resumes; allowing some students (friends) to keep whatever they want in the resumes irrespective of presentation of appropriate proofs.
  • This practice has also encouraged people to forge proofs for approval of the placereps. For eg: When a students gets proof of the work done during employment not from his/her manager but a fellow colleague at the same level from a company’s email id.
  • Asking companies to change selection processes to include more candidates who would mostly be the friends of a placerep
  • Overriding the shortlist provided by a company with their own citing reasons that the students the company wants are busy elsewhere or are not interested
  • Creating something called an extended shortlist which should just be a list of more students the company wants to interview but instead, is the list where placereps put the names of the their friends
  • Sending the students in the extended shortlist for the interview of a particular company before the student in the normal shortlist gets a shot at the interview
  • Selection of students for an interview without participating in a group discussion round even when group discussions round is mandatory

Control Room (The secret backend support team)

Apart from the placement committee, there is a control team which handles the entire placement process. Their structure is as follow:
  • A 9 member core team who handle
  • a 20 member SI team and
  • a 5 member Infra team.

Out of the core team, 2 members handle the IT infrastructure;  2 handle the companies with each handling 5 placereps; 3 monitor the entire process of the SI team while the other 2 handle the infra team.

Existence of the control team is a secret (known by the faculty) but this year, the students discovered its existence. We know the members of this control team and we can tell you the members if you are interested. Please write your email id in the comments below and we will try to give you the information to our best abilities.

Selection of the control team:
  • The top 9 are selected by placereps - mostly friends and students who keep a low profile; regionalism plays a huge role
  • No notices put for selection, no equal opprtunities,
  • The others are selected by the core 9 based on no criteria (except being a buddy)

Alert: My opinion
I don’t know about the composition of this year’s control team but then the awesome placements of Tamil students suggest a strong Tamil hold in the placement control team. (I hate to profile people in this manner, but I can’t help but observe the obvious)

Powers of the control team
After the initial shortlist created by the company with various insertions/deletions by the placement representative, a list of 20 shortlisted students goes to the SI team. The team already knows about the roll numbers that are friends/same state/ same college and goes about sorting them in the order of their preference. The earlier you go in for the interview,the better your chances of converting the interview. So this control team starts sending people to those interviews where their chances are more. Why does a student X have to depend on the placerep for a shortlist and on a control team for getting an interview ?

Denial of control team by placement committee and faculty
Despite being discovered in 2012, the existence of a control team was strongly denied by the placement committee and it still exists. The placement chairperson told all the students that a faculty would monitor all the activities of the present control team. As per a present control team member, no faculty was seen in the control room. This control team selection needs to be made more transparent and the onus is on the new batch to bring about this transparency.

Involvement and Supervision of faculty
The present placement chairperson has flown out of campus even when the situation is so grim. According to some of the placement committee, they have been left to fend for themselves in this bad situation. The director and the other top-level faculty is more involved in their power struggles leaving the 55 left in the process in the lurch. Citing one instance of faculty involvement or lack of it , the placement representative was trying to convince the company to give a chance to a Differently Abled candidate and had been negotiating with the company for half an hour. When the placement chairperson was finally called in to give the final push, he asked the placerep to back off and let the company leave without giving him the offer.

In the first place, IIMC shouldn’t be in a situation to beg companies for offers but if such a situation exists, then the placement chairperson should have been proactive and convinced the company along with the placerep. If the major reason for a lot of students to come to your ‘esteemed‘ college is the quality of jobs that they will get, then at least put efforts to ensure good placements.

Talking about supervision of faculty, the previous placement chairperson used to spend a lot of time in the waiting area interacting with the students left to be placed. He used to visit the control room to motivate the control team members. Even present placereps accept this fact. A faculty is a reassuring figure, someone above the entire system and the students look upto him. Students want the placement chairperson to be strong and exhibit confidence, not be so nervous that the only thing he is good at is looking tensed in the faculty lounge. The faculty are just concerned about the money they get from their own consulting. They are hardly concerned about the academics or teaching.

When talking about the chairperson of the placement committee he is one who is not on campus even when there are 55 odd students yet to be placed.  We brag that IIMC is the best in placements and the companies here have gone on to cancel the job offers that they have given to students and the chairperson doesn’t have the power to handle such errant behaviour of such companies. They don’t even have the guts to ban such companies for the welfare of students. Because in the end how does it matter to them, they are getting fat salaries which the students pay from their bank loans. He is the worst negotiator of them all, we have personally seen him talking to 3-4 companies and the company walking out without giving an offer.

Format ( Laterals + Finals )

In the laterals, there were approximately 60 companies called on campus and this led to around 110 offers in total. For any fresher ( <10 months work-ex), IIMC is not the place to go to because you will be given preference only after all the experienced guys are placed. If companies prefer candidates having work-experience then why does IIMC prefer giving out misleading information. Why can’t it be made clear that students with work-ex will end up getting preference in finals as well as in laterals ? There were around 10 companies during the finals process which had a work-ex criteria for selection. This means that they were companies looking for lateral candidates so why were they not brought during the lateral process.

Numbering of slots and days

Company numbers in the final placements :

Day 0 : 17
Day 1 : 30
Day 2 : 17
Day 3 : 14
Day 4 : 11
People Left in Process : 55 ( rollling starting from 9th March, Saturday )

CTC on Day 0:

Dunia Finance - 16000 AED = 11 lakh Rs. ( Factoring in the standard of living)
Realization = 16 lakh Rs.
Citi = 13.5 + 3 lakh  Deferred Bonus

CTC on Day 1 :

Lodha  Group = 19 lakh Rs.
HUL = 20 lakh Rs.
Cadbury = 19 lakh Rs.
RPG = 12 lakh
IBM = 12 lakh

CTC on Day 2 :

Axis Bank = 14. 5 lakh Rs.
HT Media = 15.5 lakh Rs.
Mphasis = 11 lakh Rs.

CTC on Day 3 :

FINO = 9 lakh Rs.
Emami = 8 lakh Rs.
Channelplay = 6 + 2 lakh variable

The indication from all this is why is there a slotting if the quality of companies and their pays are so varied across all days. We have a company paying 25 lakh and one paying 13 lakh on the same day. Similarly, there are companies paying close to 20 lakh on the next day when they could have been slotted near the 25 lakh companies. The logic here is plain and simple : The placereps have certain friends who they want to get into the high paying companies on a particular day. For eg. consider the case of IBM. Nobody wants to go to an IBM on the end of Day 1 when he/she can go in an HT Media, Tata Steel or Axis Bank in better roles. However, it is seen that the person who has been conveniently getting shortlists all day long ‘unluckily’ misses out in IBM. Finally, some candidates have to make the difficult choice between trying their luck on Day 2 or sitting for IBM. This happens throughout the process and it is seen that the candidates with no contacts or no ‘big’ people sitting in important positions have to make the tough decisions.

  • Company Presentations - WWR, Dress Code, Fines

WWR- Wing Wise Responsibility. This is the unsaid truth of IIMC and this is how the college ensures that the companies remain appeased and their ego is massaged. Students coming to IIMC- Be warned ; You don’t go to the campus presentations of the companies you like, you go to the campus presentations of those companies you don’t even know about. There is no problem with attending other company presentations since its important for every student’s placement but the problem here is you won’t be allowed to even miss a single presentation due to some prior commitment. There are dress codes and fines are levied for not attending, late entry or for improper dress code to these presentations. The only point I want to make here is why is such a sycophantic attitude being shown to companies ? We have had company officials coming us to say that they used to attend such talks in shorts and tees. We are not saying that the dress code should be removed but  there shouldn’t be such a strict adherence to the WWR. Its just an indication, not a rule. The attire of one placerep during the final placement made us realise why we should have a proper dress code. The poor guy was wearing a grey trouser, a black suit and a blue shirt. If a placement representative can wear such a demeaning attire, then how does he expect other people to adhere to the aforementioned dress codes ?

  • Desperate Participation, Company Interactions

The placereps send out carefully worded emails where you are asked to read about a particular company and put in desperate participation. Students are warned that if they don’t put in good participation, then the company won’t show on campus. It has been observed that if the company presentation is good and interests the students, then questions flow in from all directions. Piramal Healthcare - a Day 3 company offering just  8 lakh Rs. got around 11 questions and the placerep had to step in to stop the participation. All this because the 25 odd students in the room found the presentation to be stimulating and the work to be engrossing. Why can’t there be more such presentations? Interested students asking relevant questions which won’t waste the time of the other students as well as the company. The only reason most students attend these presentations anyway is the pizzas and subways provided by the companies after the interaction.

  • Duration of the finals process

When IIMA and other B-schools around the country started having longer durations of their processes ( Cluster system) , there was a huge hullabaloo as to why IIMC was not doing the same. The reason given was that the companies would give more offers if they were under pressure to do so. This meant that the placement committee ( placereps + chairperson ) had less trust on the 460 students and more trust on their negotiation skills during those 5 days. How wrong they were and how it has affected the placements of this batch.
A cluster system would have meant there would have been the same batch of companies coming to IIMC on day 0 spread over a week. Similarly, the same case would have been seen for day 1 and day 2. This would have meant all the students could’ve prepared better for their dream sector and the process would have been more transparent since everything happened a bit slower.
Another reason for not keeping a cluster system is that students will bunk classes to prepare for their placements. Then aren’t the professors concerned about those candidates eligible for laterals? Laterals happen during the same time as the proposed cluster system and we see students missing all classes because after all, the reason for coming to IIMC was the placements. In which newspaper do you see that Prof. XYZ or Prof. ABC from IIMC won the best teacher award or he did something big academically.

  • Recruiters practices - misleading salary figures, processes, requirement for desperate participation

Every student entering campus feels that he is going to be sought after by many companies as soon as he passes out of this great institute. The sooner a future aspirant gets this thought out of his mind the better. Recruiters hire students telling them false information and stating misleading salaries. In the Batch of 2010-2012, atleast 15% of the students didn’t join the company they got placed in through campus because of false or misleading information. A case in point is Infosys - A student hired for the London posting was given an India posting and he ended up leaving his job. Doesn’t IIM Calcutta have any obligation towards its students ? Can’t it ensure that such a company which misrepresents facts is allowed to come to campus again and again ? If a so-called top B-school of the country is cheated by the companies, then what hope do the other students in lesser colleges have.

4. How to change all this?
  • Faculty involvement

In many classes, we have heard the faculty incessantly complain about the lack of students interest in studies and always being worried about placements. I just implore them to think about the situation from a student’s point of view- If you had a loan of 15 lakh Rs. looming large over your head, won’t you be worried about how much you earn after passing out ? The faculty needs to play a very big part in getting IIM Calcutta out of this mess. They have to take the bull by the horns and lead change. Teach well , teach contemporary things and keep the students interested. If you think that the students are only interested about placements, then you are wrong. If the teacher teaches well, then students will concentrate on the subject too.

  • Prioritizing studies over placements

At present, every student joining IIM Calcutta is looking at the ROI from an MBA in terms of the placement he got and the money he was earning when he came to IIM Calcutta. Even when anyway passes out,the key takeaway is always the friends made, the job got and the direction received in life. The biggest lesson is bookish knowledge is overrated. All this suggests one thing- Books have never been touched.

  • Guidance and Support

Every student coming to IIM Calcutta comes with very lofty ambitions and stars in his eyes. As one of the premier B-schools, it should be the responsibility of the college to provide guidance and support to those students who are not doing too well rather than just highlighting the success of a few students. There are a few teachers who have personally cited the lack of confidence in today's youth joining the top B-schools and its not the fault of the students alone. If you have a burden of 15 lac hanging around your neck as your education loan and fear of not being able to pay it off if you don't get a decent placement, then I don't think many students can simply concentrate on their studies. Its time for the faculty to stand up and be counted and set things straight at JOKA- The place we love but was not the HOME it could have been.

This is a very impromptu attempt to set the record straight and we invite more suggestions on how to make IIM Calcutta the real top B-School in our country.


  1. The true scenario very well depicted.
    Please reply back.want to know more and discuss.
    Thanks & regards,
    Kunal Priyadarshi

    1. It really is teeming with scammers on the internet, really not normal. In one week I lost 1,750usd for payments. I had inquiries made ??at Dandy and it came just disappointed. I would recommend anyone to advertise on the site. I've only tried it a different website, and when I had finally found someone who was still honest (Eminent Josh Because he asked me in advance, but doubted he could give evidence and so I took the risk anyway and I was able to borrow from him 75,000usd, please dont email anybody said to be a loan lender in this website because they are all scams,they disappoint me and run away with my 1,600usd, Mr Eminent Josh is the only one i trust because he gave me the loan i needed,please do not email anyone in this website because they are scams they pretend to be loan lenders they rip people of their hard earned money the USA Attorney General Of Police are searching for this guys in the internet right now so dont email this guys please they will rip you off like they did to me... If you want to get a loan contact Eminent Josh Loans on email at or better alternative you can text/call the company rep on 215-874-8060

  2. Wow.Mind numbing and Disheartening.
    Those of you who are left.Keep Calm and all will fall into place.
    If you can weather this you can ford through anything.

  3. You realize you're guilty of the same misleading you're accusing the placement report of?
    Honestly the whole section on attire and wwr is just whining, and the accusations of sectarianism and favoritism is baseless and uncalled for.
    You raise some valid points about fees and placement scenario but keep your bitterness out of it.

  4. I am writing this as a alumni of one of the IIMs, who by the way did not get a 25 lac pay package, and hence has no agenda of defending the process........
    Though I dont deny any of the things that you have written, there are HUGE exaggerations. One does know the fees before entering the campus and I am sure all the students get a job that is good enough that they are able to pay off the EMIs for the loan.

    Regarding the process itself, there might be unfair practices, but your article seems to suggest that the students are all powerful in front of the big companies that visit the campus, which as you would realize subsequently if very very false.

    If you really want to improve the process, the way to do it is through constructive dialogue rather than washing dirty linen in public. This looks more like an attempt at venting out frustration than anything else. IF you really care, I guess you should work with your institute, even after you pass out, to improve the system. I would love to be proven wrong, but I guess you would not be doing the same.

    The rules with regard to placements might be restrictive, but no B-school in the world promises placements. Its only in India that such a thing exists. If you are really good enough, you would reach where you deserve to.

    May sound harsh, but stop being a cry-baby and accept that the world is not a fair place.

    1. Sir with all due respects before commenting on this go try and complain about things to a professor try to talk it out... You would be made fun off by placereps in a placement crasher one was called for me too, i dint write this but have a lot more to add and this is 100% truth.....

    2. That's not true at all. The ONLY way to get this crap placement system out of the top IIMs IS to wash dirty linen in public. This one has at least not named names. I would say it's even better to collect hard evidence against student placereps, and then start using NAMES. That's the way this crap system can change.

    3. There is no justification of your placements being facilitated and monitored by your competitors. It's like P&G outsourcing it's entire sales process to HUL. THAT's exactly how laughable this system is. Ever heard of the concept of "conflict of interest"?

    4. Where does the accounting of all these fine amounts go? Why is every penny of this not accounted for and made public? How can a group of fellow students slap arbitrary fine amounts on other students and not account for it publicly? The entire student placement committee and its gaping loopholes are an elephant in the room that we choose to ignore.

  5. Now some jacks who took advantage of the system have some shame please dont defend the system in public....

    There is a lot more truth which is missed out by my friend here, the truth about trying to corner the person who stands against the system not only by students involved in the system but also ones getting advantages of it....

    Faculty non involvement well i dont agree to it cause then y call a f***ing placement crasher to insult people if sm1 complains to a faculty this shows how faculty promotes what ever goes... I dont have other proofs to support my theory but i guess itz enough to start digging deeper...

  6. sir can you please tell me average and median salary figures for this session . please mail me at


  8. Can you mail the same to

  9. too much frustration in this article, I would not comment anything on this..but I would certainly say that I did not do my MBA for ROI. I did it to educate myself, and I took a loan for it. I also did want a placement but I was more worried about the profile rather than the salary. I guess the problem is not the above mentioned, the problem is in understanding why MBA? The problem is that we are looking forward to spend 15 lakhs and get a degree that can pay us double of what we spent in the first year of job itself. I also feel that if you are good enough, no one stops you from getting the best job in campus. If you deserve 25 lakhs, you get it.

    I as an alumnii of an IIM can vouch that I learnt a lot from my institution as I was open to learning...I guess it was one of the best years of my life. I was taught by some of the best professors who were the most passionate teachers I have ever met, I did not land up with the best offer in campus, but I still had a reasonably good job at the end of it....and I paid off my education loan in three years...

    1. Frustration or Resilience? Don't be judgmental Sir. With due respect, I think more than 90% of the people from other top B-schools can identify with the above situation and stand testimony to its truthfulness. It is indeed the true picture behind every B-school. There are many more issues and ultimately no one speaks because the "Image" or perception of your school is at stake, which in turn affects your Future too. So ultimately everyone decides to live with it.

    2. Exactly our point !! The 'TOP' B-schools of our country have been taking many young students for a ride and its high time these institutes take charge and change the system. As you rightly pointed out, this situation is existing in all the B-Schools and we should 'STOP LIVING WITH IT'.

    3. This comment has been removed by the author.

    4. Appreciate Ajay's comments...even I could sense some frustration in the write up...You can always find such people in every batch...

      PS: I'm not an IIM grad but surely from one of the top tier B-Schools.

    5. Ajay - nothing personal but you were impressed by IIM professors perhaps because your previous degree was from a lessor known university?

      I went to IIT before going to IIM. And today, after about 15 years of passing out of IIM, I can confidently say that 'apart from the brand name, it was a waste of my time'. I did come across some talented professors but nothing that they taught me was of any value.

      I just become more crooked and more aggressive in my career aspirations.

      And if it matters - I make somewhere around half a million dollars per year in US today.


    please reply back; want to know more and discuss about some issues related to secret.

  11. Indeed. Too much of frustration in this post. There are people who didn't have any clout in the placecom, any committe and neither the pets of professors landed up in great profiles. And recruiters are not fool enough to recruit a person just because he/she is in placecom. Any recruit should deliver value to firm he/she is hired for.

    True. There are some malpractices happening in some places which should be weeded out.

    - Mohammed Ali Kizer

    1. No. It is not "SOME malpractices" which need to be weeded out. It's the student involvement in placement process which needs to be weeded out. All top b-school around the world have placement cells staffed by salaried institute staff. Not students. Your competitor CANNOT come in between you and your recruiter. It's a basic conflict of interest situation. Try outsourcing your company's (whatever it is) main function (sales/marketing/service) to its competitor - may be then you'll realize what I'm talking about.

  12. Dude i want to discuss with you ...

    majorly i want to know which companies come from laterals and which companies come for finals .....

    and do people having 13 months 14 months experience have any chance in getting an offer in laterals ??
    my email id :

  13. Superb Blog, reality has to been known to everyone and people like you are much needed. Keep it coming!

  14. Hey I want to know the members of control team.
    Mail it to

  15. Hey I want to know the members of control team.
    Mail it to

  16. Grt post.. But ppl shld not consider fees as an investment.. Its an expenditure.. Learn wat u get frm course n implement.. Thats it.. Dnt run for salary.. Go for gud profile.. Thank you.

  17. Hi, would like to speak to you on this, pls get in touch with me on

  18. Dear Sir, please share more details with me:

  19. The points raised in the system are true to many extent, depending the perception of the people on life.

    To the people who is criticizing the blog, did you complain the same when some media reports came with exaggerate news on IIMs. When they exists, this article should also exist.

  20. salude bro.....truth in whatever you wrote...line by line,word by word.As past IIM alumni,I identify with all these not for any specific school but the same problems heard all over from all IIM friends of mine.And,no matter what anyone says,I admit I did MBA for more money and I wanted good job to pay off my loan.Try living with just "Knowledge","Experience" ...with a huge loan hanging on top of your head.

  21. very true picturisation of the whole scenario, its probably prevalent in all the top B-Schools with me testimony to atlst 2 of them .... very sad state of affairs.... thts y despite so eliminative selection process and no dearth of talent, Indian B Schools fail to compete globally....

  22. Very true! well written! a must read for any MBA aspirant

  23. Okay.. I have a few queries regarding this.. Please do mail me at

  24. Bro at least share your email id so that we can get in touch. I cannot thank you enough for showing the courage to finally get the truth out in the open. It's a great first step. You HAVE TO write more and more about this.
    (PGP IIMA 2011)

    1. hello sulagna, share ur info to me at this id :
      I am currently in the first year. :-)

    2. How do you know its a bro and not a sis? LOL.

      People not only have to write more and more about this - we should actually take them to court... PIL (Public Interest Litigation)

    3. I guess he/she will not disclose it publicly!

  25. pls share more information to the below mail :

  26. Lets talk about solutions.....

  27. This discussion seems pointless when the whole world out there is full of instances like you have mentioned. Getting an edge over others by "any possible means applied" is the unsaid corporate philosophy (what makes you think its all candyland in there???). Like it or not you've just finished the preamble page of How This World Works (remember, life is a journey). You can't beat a system which has formed during the course of 3.5 Billion Years of evolution in mere 2 years. Adapt or be extinct........... humans are inherently greedy and opportunistic, which optimists sum up as enterprising ( "entrepreneurial" ). All is not lost my friend, to begin with, reach the top of the food chain (easier when you are from an IIM) by any means necessary, introspect, if you still are left with the same soul, and the conviction remaining, start the change from top down. How else would you justify your "Tag" of IIM and this wishful post of yours. I am alarmed to see that the elites of academics (students of IIMs) don't think of a bigger picture. Further, not many even after working for many years pursue their ideas and avoid the risk, which has left us in a perpetual state of "developing and emerging". You are expected to compete against the world (not at all an ethical and friendly territory), don't lose the race amongst your own . hope i have not ruffled peoples nerves, if so, be it for good.

    1. Sir, This is an argument given very commonly when 'Unfairness' is substituted with 'getting an edge' , 'that's how the world is etc.' . The author here is trying to establish a fair and transparent process which is better for all with some merit to back them up. I would also like to humbly point out the danger of the logic you use as anybody can justify breaking into your house tomorrow and taking stuff so that 'get an edge over you by any means' . Imagine how you would feel if you go to the police station, desperate to save your fortune or maybe even your life, and the police telling you 'Dont challenge the evolution of 3.5 billion years and the world is not a friendly and ethical territory. Why don't you reach the top. become a mafia don yourself and kill that guy out to get you' and such (IMHO) vacuous BULLSHIT. The spirit of the article is not to rationalise the status quo but to get up and make the system better.

    2. Andy - I was perhaps the most hated guy of my batch. I am saying 'perhaps' because it hurts me to accept but in all honest - I was the most hated guy of the batch.

      But in the long run I realized "humans are NOT inherently greedy and opportunistic" - I was greedy and opportunistic but I was very childish then. I was always thinking about how I can get a bigger slice of the pizza and not worry about 'making a bigger pizza'.

      My views over the years have certainly changed about how humans are.... perhaps yours will change too :)

    3. Your very comment here is defaming the IIM's

  28. Hello Sir, I got an IIM C call and have my interview next month. I am a fresher (3-4 months of work exp.). Please send me a mail about what kind of jobs I might get after passing out of IIM C.

  29. This comment has been removed by the author.

  30. A more detailed view would be appreciated at

  31. woow i really don't know is it all true or not ? i hope not. One thing which struck my mind is :20000 per term- for the computer centre with 4 computers available and internet usage. Tell me this is not true.

    anyway what i think is the MBA admission process itself is bullshit. there are so many flaws in it. If you compare the admission process of Stanford or Harvard or any top international B-school. Indian admission process is entirely different. take an example if u score 85 percentile in CAT there is no way u can get into Top IIM even if you are one of the deserving candidates. So god bless INDIA.

    One more thing if many IIM Alumni think that something is wrong in the process which can be anything begin with admission till placement then why they don't try to fix it ? we expect you guys do something about all this but the reality is nobody gives a shit whoever does, they think i won't be able to fix it and at last very few people try. There is no doubt that IIM Alumni are f****** smart people. Do something. Make India a better and fair place. And i fucking hate dress code and fine.What r we school kids. Grow up....

  32. What I and many of us experienced during our PGDM at one of the top IIMs is the soul of this article. Very touchy and realistic revelations of traditions and rituals of trendy IIM Placements made me nostalgic. I appreciate your rebellious effort to disclose it in public domain for interest of prospective student fraternity. One thing I would like to clear that though flawed placement process is truth and reality of top IIMs but IIMs are not placement agencies, IIMs are meant for world class studies and I am sure they are facilitating it. I went through similar traditions and rituals but eventually realized that good placement can't be sole objective in IIMs. One should concentrate on studies and try to leverage this golden opportunity to learn and understand the ABCD of Management science. Generally, people are involved into placement process from the very first term of the program and wasted their precious time preparing for summers. What I suggest to all prospective aspirants in words of my respected professor of IIM : If you enter into the world of IIMs just ignore the trendy process of placements and keep your concentration on studies, this is something you will take it from here. In short run, someone could get instant benefits with help of this flawed process but in long run you all will be in same league........

    1. Hey,

      I like (and respect) the way you think but I beg to differ on a few points:

      1 - "In short run, someone could get instant benefits with help of this flawed process" - first of all it is their process so if they think it is flawed then they should change it.

      2. You are under-estimating what "instant benefits" can mean - tell me how many Mckinsey partners do you see who started with a job at TCS after MBA?

      There might be 1% exceptions but then there are Mckinsey partners even without an MBA.

      If you are not in the 'big league' in your first job after MBA, the chances that you will make it big in the corporate world are less - I am not saying they do not exist but it is at least 10 times less likely for someone to get into Goldman Sachs/ Mckinsey from Infosys.

      3 - "in long run you all will be in same league": REALLY? Feelings17 and your respected professor from IIM - REALLY? All IIM graduates will be in the same league - the reality cannot be far from this. IIM grads start with a very large salary differential and the differential only sky rockets exponentially.

      Let us take my batch for example - assuming purchasing power parity and ignoring inflation etc etc assumptions - the lowest salary in my batch that time might have been 2-2.5 lacs per annum (INR)... and highest might have been 15-20 lacs. That was already 1:8.

      Today, let us say the 'top' is 5 Crore per annum.... i am sure someone is making much less than 5 Crore/ 8 = INR 62,50,000.

      In fact I would think that the median salary for my batch today is lower than 62 lacs.

      Again - things might have changed since I left IIM/ India.... but the point might be valid with new numbers too.

  33. These things happen in almost all B school.Why do you single out only IIMs.
    You think SIBM,XLRI,MDI,SPJAIN ETC are giving correct reports.A big NO.Infact they are giving a much more inflated figure than IIMs.

    1. What is wrong is wrong.... others doing it does not give you a right to do it Sir.

  34. Hi. I am a fresher with 90+ in 10th, 12th and UG. I have converted IIM B and IIM C this year. I am a little taken aback by this blogpost and am now even more confused as to which institute I should join when it comes to getting a good consult/fin job at the end. Any and all advise would really help!

    1. You are fine - I do not think B cheats more than C or vice-versa ... you should assume that both cheat equally and make a choice.... I went to B by the way

  35. Thank You for the precious guidelines for the students,People who are keen to having adequate knowledge about placements and finding jobs as oer candidate skills please contact us on

  36. To the author - buddy, hats off to you.

    I always knew some numbers and how things just do not add up BUT you have done a fantastic job of summarizing the fool play.

    The way numbers are fudged is not only unethical but also might be illegal. I wish someday someone sues these IIMs - for false 'sales and marketing' techniques. That is what they do.

    They directly claim - all those who bought our product (MBA) have earned so much money right away.... while that is not true.

    Moreover, I also had a problem with the ego of professors at IIM - they thought they are Gods. I just put up with it because I wanted the degree. If I had more confidence in my abilities, I would have dropped out soon enough.

    My 2 years at IIM were pathetic - barring 1-2 exceptions, mostly I noticed was deceit and shrewdness - for many many years (about 10 years since MBA) I believed that is the way corporate world operates. It was only recently that I realized that 'No, the world has good people. Only IIM breeds crooks".

    1. i am an iim aspirant and if iim breeds crooks and also as you said "I can confidently say that 'apart from the brand name, it was a waste of my time'." i certainly have started to doubt my decision of going to iim because definitely i don't want to waste my parents hard earned money
      and from this blog post it looks like it doesn't add much value to my IIT Graduation.
      Please enlighten me.

  37. The article just opened my eyes to what I thought of Joka as compared to what the reality is..I always knew colleges(be it IIM) in Kolkata were like this always having to budge yourself in use your so called you've done a great job can you plz share with me whether this is the situation of all the IIMs..??? And if so, what should I do before deciding on which B School to choose...obviously everyone craves to be in the best colleges of the country...I am an aspiring CAT student..mi know these questions are too early for me to ask...but hey precautions are better than cure..
    I would love to hear from you author...plz do leave me a reply on my mail-

  38. please share the secret on

  39. Kairos Consulting is a fast growing HR & placement agency in kolkata , West Bengal, specialize in Placement Services across India.

  40. Must read it to perform your best impression for new job.
    Politics in team work:
    Resume Tips:
    Interview Tips:

  41. Thanks for sharing. If you are looking for best IT park in India contact us today.

  42. This comment has been removed by the author.

  43. Thank you for article. Please share the secret at

  44. Niceblog!!! Good to see such a wonderful blog here containing very useful information....
    MBA Institute in Lucknow

  45. Interesting and Wonderful blog. Thanks for giving us this valuable information.I would like to come here again and again .
    NIOS Coaching Classes in Lucknow

  46. well this one is a very important blog for all the aspirants for MBA!but here is a different question I brought that is doing MBA in tourism and hospitality from iim will be a better option?? pls mail me at

  47. well this one is a very important blog for all the aspirants for MBA!but here is a different question I brought that is doing MBA in tourism and hospitality from iim will be a better option?? pls mail me at

  48. Hey thanks for sharing such an ainformative story. Iconic is one of the most top Job placement consultants in nagpur

  49. We are the 1st Google qualified digital Advertising Agency in Hyderabad India delivering a full range of digital services with a clear focus on ROI.Grow online sales and customer relationships with mediatrellis
    Outsource Website Development India
    Digital Marketing Agency in Hyderabad

  50. Very good post. its very beneficial to All. Need a latest Job opening updates. Visit Here

  51. Very helpful Post!!! This is the first time I have read a post like this. Find Career tips here– Visit Here

  52. good site...........

  53. All 10th pass candidates can apply online for 10th Pass Jobs 2016 vacancies 2015. You can check 10th Pass Jobs 2016 details by visiting to the official website.
    To know more about 10th Pass Jobs 2016 vacancies 2015, you need to update.

  54. All Details of 12th Pass Job 2016 will be released Soon. 12th pass candidates can apply online for 12th Pass Job 2016 Jobs.\
    get more 12th Pass Job 2016 info by visit here.

  55. 10th Pass Jobs 2016 details will be released soon. you can check 10th Pass Jobs 2016 vacancies to apply online for 12th pass jobs 2015. Go to 10th Pass Jobs 2016. official website.
    Check 10th Pass Jobs 2016 notification details.
    Apply online for 10th Pass Jobs 2016 application.

  56. 12th Pass Job 2016 notification will be released soon. apply online for 12th Pass Job 2016 application by last date.
    Check 12th Pass Job 2016 notification here.

  57. 10th Pass Jobs 2016 Notification will be released soon in the department of government & private.
    10th pass candidates can apply for Constable, guard, driver post.
    apply online for 10th Pass Jobs 2016 vacancies which will be updated soon.

  58. All details of 12th Pass Job 2016 will be released soon for new vacancies. Those candidates who have passed in class 12th, they are advised to check 12th Pass Job 2016 notification to apply online for constable, guard, driver post.

  59. Very nice post. Find More jobs for freshers here - Visit Here

  60. I really appreciate this blog. Its help us to find our career path. we also can help you out with find your dream job. . Visit Here

  61. This is excellent information. It is amazing and wonderful to visit your site. It really gives me an insight on this topic. Interesting blog.
    PGDM Placements In Bangalore | Mba institutes in bangalore | Mba bangalore

  62. Nice information, There is obviously a lot. Your points are very valuable and knowledgeable. Thanks for sharing this great blog with us. Find More jobs here - Visit Here

  63. This comment has been removed by the author.

  64. Hi sir...
    what is your take on new IIMs? (which started 5-6 years ago... Ranchi, rohtak, raipur, trichy, kashipur and udaipur).. i am mostly getting selected in dem... should i go for dem? I am interested in investment banking profiles....?


  66. This information is very usefull... thanks for sharing....
    Engineering College Admissions 2016

  67. Good Day,

    Are you in any kind of financial difficulties? Your help comes now.
    Are you having sleepless night worrying how to get a Loan?Don't allow
    your dreams to die, or are you looking for whom to trust or having you been scammed by INTERNET fraud stars, or you have been turned down by other financial company contact
    easy and reliable loan. Please you are to fill out this form showed
    below this email.{{{ }}}

    Full Names:............
    Marital status:.........
    Contact Address:...........
    Monthly Income:..............
    Loan Amount:...................
    Duration of Loan:............
    Date Of Loan Needed:.............
    Weekly Income:....................
    Purpose for Loan:.................
    Phone Number:....................
    Personal Phone Number:.........
    Fax Number:......................
    How Did You Hear About This Company?........

  68. An internship is a temporary position with an emphasis on on-the-job training rather than merely employment, and it can be paid or unpaid. If you want to go into publishing, you might have to take an internship before you are qualified for an actual job. I have done my summer internship reports with the help of to this site Internship Project Reports, which has more than a thousands of topics.

  69. I love the writing you do, make sure you keep writing. I cant wait for your next piece of writing. Thank you for sharing this blog.
    MBA Courses in Lucknow

  70. Just finished reading your blog post. I am pretty impressed by the way you have talked your heart out for this article.
    We at, want to feature your blog post in our users news feed so that they read the most relevant content while applying for the colleges.
    Let us know your views on this. You can reach out to me at or 8586898301

  71. Great Blog Writing!!

    This blog have a lots of informative information.

    Thanks for sharing a valuable information..

    Study Abroad in UK

  72. True article.hope iim aspirants should go through this before going for mba.thanks bro for your effort. I am also a victim of this iim salary projections in media. I am still regretting my decision of getting into iimc.

  73. Thank you for sharing ! Do visit if you are looking for Top management colleges in Mumbai

  74. Hello Friend,

    Than you very much for such an insightful article. After pondering over all possible options left for me to scale up my career , I decided to pursue MBA from IIMs. After reading your blog, I am rethinking on my strategy. Going by what you said, I , in any possible way, am not interested to join MBA in IIMs.

    I know that all the institutes in India suffer from this political malice, I was under assumption that IIMs would not be in that game. But to my surprise, they too are not alien to this crooked stuff.

    Thank you very much

  75. This post is really nice and informative. The explanation given is really comprehensive and informativeISB Family Business Management | ISB interview Questions

  76. Do you need a quick long or short term loan with a relatively low interest rate as low as 3%? We offer New year loan, business loan, personal loan, home loan, auto loan,student loan, debt consolidation loan e.t.c. no matter your score, If yes contact us via Email: Fill The Loan Application Form Below Name............ Amount Needed........ Duration.......... Country............ Monthly income....... Age............. Phone Number........ Sex ................. Email................Business Plan/Use Of Your Loan:....... Apply now on this email Warm Regards Dr Purva Sharegistry

  77. Placement consultancy agency
    BiodataWorld is a business to business (B2B) online recruitment concept. It provides recruiters the most relevant, focused & instant resumes database of the employable candidates to the employer for their recruitment and hiring, as per their requirements and specifications. BiodataWorld gives you the relevant resume database only within the shortest time span of 24*hrs only (72*hrs on weekends) and at the lowest price in the industry.

  78. Now a Day Real Estate & Construction companies both abruptly changes the life style of people .People and children enjoying with world class amenities and so joyful For More Property Details follow the
    Lodha Meridian Kukatpally properties in Hyderabad .

  79. Nice info! It would be really useful for those who are Searching .. Banglore mba college | Bangalore top colleges

  80. You have a great opportunity to be a part of the best college in India so get all info about ITM Business School Admission 2017, Process, Fees, Placements, Ranking, cutoffs, Form Cost, Coupon Code. For Counseling Call @ 7772954321 or you can visit

  81. Wonderful blog & good post.Its really helpful for me, awaiting for more new post. Keep Blogging
    Tefl Course Chiang Mai
    Paid English Teaching Jobs Abroad

  82. Download and get free NISM Series VIII: Equity Operations Certification Study Material on Equity Derivatives. Question Bank to clear NISM Series VIII - Equity Derivatives Certification Exam and doubts.

  83. Are you in need of a loan? Do you want to pay off your bills? Do you want to be financially stable? All you have to do is to contact us for more information on how to get started and get the loan you desire. This offer is open to all that will be able to repay back in due time. Note-that repayment time frame is negotiable and at interest rate of 3% just email us

  84. I think it seems to be an older posts. Okay i enjoyed here by reading with hiring the best and qualified employee. And i am expecting much more post from you.

    Manpower Consultancy in Chennai

    Hr Consultancy in Chennai

    Recruitment Consultancy in Chennai

    Staffing Companies in Chennai

    Recruitment Franchise in chennai

  85. This comment has been removed by the author.

  86. Services which you are deals in excellent. your contribution is good in internet marketing. because there is a great scope in internet marketing. Digital Marketing Institute also work on giving quality services to learner.

  87. This comment has been removed by the author.

  88. just call our AVG Contact number UK@0800-090-3960 and get rid of your all problems

  89. Thank you for providing this information here. And if you are looking for the better placement career can choose from us by click at

    Manpower Consultancy in Chennai

    HR Consultancy in Chennai

    Recruitment Consultancy in Chennai

    Staffing COmpanies in Chennai

    Recruitment Franchise in Chennai

  90. While the MBA expenses of many low positioning projects (that frequently battle to get understudies selected) may be low, the charges can truly shoot up for the world class administration programs.
    Part Time MBA
    Part Time MBA

  91. B.Tech programs offered by ssk College of Engineering Studies are centred around making industry prepared experts.
    Part time engineering colleges in Chennai

  92. St Hopkins mba college Bangalore is the only college to provide 2 international trips ,

    St.Hopkins college is the only mba college in Bangalore to send students on international internships .

    St.Hopkins college give 100% placement guarantee to students with a minimum salary of 3 lacs per annum as management trainee .

    best mba colleges in bangalore

  93. Thank you for sharing Resume tips for freshers. This tips are really very much beneficial for me as a fresher. Keep sharing.

  94. B.Tech programs offered by SSK College of Engineering Studies are centered around making industry prepared experts
    Part time engineering colleges in Chennai

  95. B.Tech programs offered by ssk College of Engineering Studies are centred around making industry prepared experts
    Part time engineering colleges in Chennai

  96. Thank you for the information you have shared I have found a platform where you will let to know about the Best MBA Colleges in India that are helping to extract good managers from their institute that are actually very best in every view. If you want to know more about Best MBA Colleges in India and their admission status then visit or call at 8818886503/9644440101.

  97. B.Tech programs offered by ssk College of Engineering Studies are centred around making industry prepared experts.
    Part time engineering colleges in Chennai

  98. This post was very helpful for me. And It has full information related to MBA colleges. Very thanks for shring this kind of information. Keep further posting.
    Top MBA Colleges In India

  99. SSK college provides a Part-Time MBA and it gives a complete comprehension of business that sets you up to exceed expectations in your field.
    Part Time MBA

  100. Amazing post.This is beneficial post and gives in depth information. I like to read this post because I met so many new facts about it actually.Thanks a lot.
    Keep sharing!!
    Top MBA Colleges In India

  101. I really appreciate your Post. the post has excellent tips which are useful. this post is good in regards of both knowledge as well as information Jobs in Marketing

  102. your post is very good & creativity you just have shared Jobs in Digital Marketing

  103. Summer training in Delhi NCR starting from every Monday and Thursday in this month. Come and Join us to learn Practical tools & techniques with job opportunities...! For Registration Contact +91-9310096831

  104. Nice blog. Really helpful for when attending interviews crt training is most helpful…. If it possible share some more tutorials……….

  105. I read your blog on daily basis. This is really great and informative post about the Job Openings in Marketing . Thanks for sharing.

  106. SSK college provides a Part-Time MBA and it gives a complete comprehension of business that sets you up to exceed expectations in your field.
    MBA Distance Education

  107. Every business school offers two year MBA and PGDM courses at an affordable fee with great placement opportunities.
    Best Placement MBA College In Delhi NCR

  108. Are you prepairing for CAT EXAMS So you should choose Best Cat Coaching Classes Pune for best result.

  109. SSK college provides a Part-Time MBA and it gives a complete comprehension of business that sets you up to exceed expectations in your field.
    MBA part time

  110. B.Tech programs offered by ssk College of Engineering Studies are centred around making industry prepared experts.
    Part time engineering colleges in Chennai

  111. After graduation there are various options that open up for students. They seek for the Top Ranked Management Colleges In India for growth in their skills and future.
    Top Ranked Management Colleges In India

  112. Awesome,
    Thank you so much for sharing such an awesome blog....

  113. Ansal Institute of engineering & management was established in Lucknow for imparting engineering education to increase pertinent technical manpower.

    Engineering Institute | MBA Btech Admission 2017

  114. There are various types of MBA Degree Programs in indiadepending upon's one's need. There is lots of Top MBA Colleges In India.

  115. your post is very good & creativity you just have shared Candidate Services in Delhi NCR

  116. You should also check out Jobs Micro. This is a leading job search website in India which benefits both the employees and the employers. Hope it helps you.

  117. Thank you so much for the informative article share with us Latest Jobs Vacancy in Top Companies India

  118. Students in MBA programs have the option of taking general business courses throughout the program or can select an area of concentration and focus approximately one-fourth of their studies in this subject.
    Top MBA Colleges In India

  119. Right,Good to see these helpful information here Latest Jobs Vacancy in Top Companies.Thanks lots for sharing them with us.

  120. Thank you so much for the informative article share with us Latest jobs vacancy in top companies india

  121. Thanks for such a knowledgeable post.We provide Best SEO services in Chennai
    digital marketing classes in chennai

  122. Hey Guys!!!Am so happy I got mine from Mike Fisher. My blank ATM card can withdraw $2,000 daily. I got it from Her last week and now I have $14,000 for free. The blank ATM withdraws money from any ATM machines and there is no name on it, it is not traceable and now i have money for business and enough money for me and my family to live on .I am really happy i met Mike Fisher because i met two people before her and they took my money not knowing that they were scams. But am happy now. Mike Fisher sent the card through DHL and i got it in two days. Get your own card from her now she is not like other scammer pretending to have the ATM card,She is giving it out for free to help people even if it is illegal but it helps a lot and no one ever gets caught. in grateful to Mike Fisher because she changed my story all of a sudden . The card works in all countries except, Mali and Nigeria. Mike Fisher email address is

  123. Hello Everyone, is the right place where you can get your financial problems solved. I am Mrs Lara David From New Jersey U.S.A, I want to
    use this medium to share a testimony on how God directed me to a Legit and real loan money lender who have saved my marriage and the life of my husband. My husband was at the point of death when he was diagnosed of prostrate cancer, the doctors demanded the sum of $42,000 for my husband operation and medical bills. I began to run heater skater just to sort out for money but never I succeeded in getting any money even family members turn down on me, at this time all hope was gone, after praying so hard. I received a call from a childhood friend whom told she got a loan from Mr Lapo with very low amount of interest. I thought this was a mockery to my situation without any options left I decided to take a try and i applied for the sum of $95,000 shockingly within 24hours I received the loan. I immediately went to the hospital to deposit my husband surgery bills and I also to paid off our debt then also took the left over and expand my business. I am more than grateful to Mr Lapo because if not him I would have been a widow by now. He has done more I expected that why I want to share my testimony with you in case you are in need of loan or know someone that needs money for any kind of business or project he offers loan to students, business personnel, workers, pensioners private sectors private vendors and lots more. with a very low
    interest rate
    of 3%, so I want to advice and direct you to him if you are seriously in need of money to change situations around for good go to Mr Lapo for help and financial assistance you can contact then through this email: or call them on +18168655025
    he does not know am doing this i pray that God will bless him for
    the good things he has done in my life

  124. Really a wonderful blog.keep on posting like this.Thanks for sharing like this.
    Part time engineering Colleges in Chennai

  125. Thanks for sharing your fabulous idea. This blog is really very useful.Latest Jobs Vacancies in Top Companies

  126. Thank you so much for the informative article


  127. Thank you for your post. This is excellent information. It is amazing and wonderful to visit your site.
    internship for engineering students

  128. Its fantatic explaintion lot of information gather it...nice article....
    seo company in Chennai

  129. I've been reluctant in purchasing this blank ATM card i heard about on-line because everything seems too good to be true, but i was convinced & shocked when my friend at my place of work got the card from DAVID BENJAMIN COMPANY & we both confirmed it really works, without delay i gave it a go. I have been able to make a cash withdrawal of $5000 daily from the card and am glad i gave it a try at last & this card has really changed my life financially and no more hanging bills. If you need this card from genuine hackers then do not hesitate to contact

  130. Hey your blog is very nice, such useful information you are sharing. I really like your blog the information is very accurate and if you want to know more about free ad posting service, there is another website with best information.

  131. Thank you so much for sharing such an awesome blog...
    digital marketing internship in amerpet

  132. Hi All, Iam looking for an IIM graduate with atleast 1 years of experience in fund management. If anyone interested then post your profile or a short message with your contact number at

    More details will be shared to those who are interested

  133. Hack and take money directly from any ATM Machine Vault with the use of ATM Programmed Card which runs in automatic mode. email ( for how to get it and it cost,and how to also hack credit cards and send the money to your self,we are located around the world, these cards works on any ATM machine and it works according to it's activation.


    You just slot in these card into any ATM Machine and it will automatically bring up a MENU of 1st VAULT #1,000, 2nd VAULT #5,000, RE-PROGRAMMED, EXIT, CANCEL. Just click on either of the VAULTS, and it will take you to another SUB-MENU of ALL, OTHERS, EXIT, CANCEL. Just click on others and type in the amount you wish to withdraw from the ATM and you have it cashed instantly… Done.


  134. Thanks for the job listing. It will definitely help people who are looking for job. Also check our Job search website which has latest job postings from all over the globe.

  135. Before choosing a best Job Oriented courses it is important to evaluate your skills, interests, strength and weakness. Short Term Job Oriented Courses enable you to get a identity once you finish the same. Choose eNvent software Technology that suits you and make your career worthwhile.

  136. Brilliant data. carry on the nice work.I want to share some data on loans. Loans ar extraordinarily necessary once one desires to take a position in sensible comes.To know a lot of regarding loan connected activities and to know the procedure moreover you'll visit low emi consumer loan in Singapore .
    Legal personal loan in Singapore
    Best Personal loan 2017,
    Licensed Money Lenders in Singapore,
    Quick Cash Loan Singapore
    I want Personal loans Singapore,
    Personal loan Singapore
    Payday loan in Singapore,
    Cheap Loan in Singapore
    I Want Business Loan in Singapore,
    Business Loan Singapore,
    Foreigner loan in Singapore,
    Interest on loan,
    Quck Loans in Singapore,
    Small Loans in Singapore,
    I want fast loan in Singapore,
    I want bank loan in Singapore,

  137. Thanks for the job listing. It will definitely help people who are looking for job. Also check our Job search website which has latest job postings from all over the globe.

  138. Good Day Everyone,
    We are Christian Organization formed to help people in needs of helps,such as financial help.So if you are going through financial difficulty or you are in any financial mess,and you need funds to start up your own business,or you need loan to settle your debt or pay off your bills,start a nice business, or you are finding it hard to obtain capital loan from local banks,contact us today via email for the bible says””Luke 11:10 Everyone who asks receives; he who seeks finds; and to him who knocks, the door will be opened”.So do not let these opportunity pass you by because Jesus is the same yesterday, today and forever more.Please these is for serious minded and God fearing People.
    via email

    Our Services Include the Following:
    Debt Consolidation
    Second Mortgage
    Business Loans
    Personal Loans
    International Loans
    Loan for any kinds
    Family loan

    Loan Application Form:

    * Name of Applicant:
    * Address:
    * City:
    * State:
    * Country:
    * Gender:
    * Marital Status:
    * Age:
    * Occupation:
    * Income Rate:
    * Tel:
    * Mobile:
    * Amount Requested:
    * Loan Duration:
    * Loan Purpose:
    * Have you applied for a loan before?
    * If yes; Name of company & Location:


    * Place of work:
    * Address:
    * Phone Number:

    Loan Officer.

    Monday-Saturday:7:30am-6:30pm {Processing time}.
    Sunday:12noon-6:30pm {Processing time}
    After submitting the Loan Application, you can expect a preliminary answer less than 24 hours and funding within 72-96 hours of receiving the information we need from you.

    BARBAR HODGE or text or call us on +15017229938
    Awaiting your swift reply.

  139. Hi Dear,

    i Like Your Blog Very Much..I see Daily Your Blog ,is A Very Useful For me.

    Best Advertising Agencies & brand strategy consultancy services on the web. KEDO ADS is an ideas and innovation agency.

    Visit Now -

  140. It really is teeming with scammers on the internet, really not normal. In one week I lost 1,750usd for payments. I had inquiries made ??at Dandy and it came just disappointed. I would recommend anyone to advertise on the site. I've only tried it a different website, and when I had finally found someone who was still honest (Eminent Josh Because he asked me in advance, but doubted he could give evidence and so I took the risk anyway and I was able to borrow from him 75,000usd, please dont email anybody said to be a loan lender in this website because they are all scams,they disappoint me and run away with my 1,600usd, Mr Eminent Josh is the only one i trust because he gave me the loan i needed,please do not email anyone in this website because they are scams they pretend to be loan lenders they rip people of their hard earned money the USA Attorney General Of Police are searching for this guys in the internet right now so dont email this guys please they will rip you off like they did to me... If you want to get a loan contact Eminent Josh Loans on email at or better alternative you can text/call the company rep on 215-874-8060

  141. We Offer Loan At A Very Low Rate Of 3%. If Interested, Kindly Contact Us us now reply to email (

    LOAN APPLICATION FORM [Fill and Return]

    1. Full Names:------
    2. Country:-----------
    3. State:---------------
    4. Contact Address:-------
    5. Loan Amount Needed:------
    6. Duration of the Loan--------
    7. Monthly Income:----------------
    8. Direct Telephone Number:-----------
    Have you applied for loan online before (yes or no)

    EMAIL: {}
    Best Regards.

  142. My name is.Mrs Cynthia Corvin. I live in Ukraine i am a happy woman today? i need to use this time to tell all people how i got my loan from this honest and God fearing man loan lender that help me with a loan of $140,000 please contact him. if you also need a loan without any problem he name is Dr Purva Pius email {} tell him that is Mrs CYNTHIA CORVIN that refer you to he contact Email {}

  143. Hello Everybody,
    My name is Mrs Sharon Sim. I live in Singapore and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of S$250,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of S$250,000.00 SG. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs Sharon, that refer you to him. contact Dr Purva Pius,via email:( Thank you.


    1. Name Of Applicant in Full:……..
    2. Telephone Numbers:……….
    3. Address and Location:…….
    4. Amount in request………..
    5. Repayment Period:………..
    6. Purpose Of Loan………….
    7. country…………………
    8. phone…………………..
    9. occupation………………
    11.Monthly Income…………..

    Email Kindly Contact:

  144. My name is.Mrs Cynthia Corvin. I live in Ukraine i am a happy woman today? i need to use this time to tell all people how i got my loan from this honest and God fearing man loan lender that help me with a loan of $140,000 please contact him. if you also need a loan without any problem he name is Dr Purva Pius email {} tell him that is Mrs CYNTHIA CORVIN that refer you to he contact Email {}

  145. Thank you for your post. This is excellent information. It is amazing and wonderful to visit your site.
    iphone app training course

  146. Interesting blog about which attracted me more.Spend a worthful time.keep updating more.
    Informatica Training in Chennai

  147. Sri Thirumala Ads is one of the Bangalore largest and innovative local Channel networks consisting 9 prime MSO (multi system operator ) branded channels under one management and having highly resourceful studios, unique programs, skilled technicians and shrewd management since 2004.

    for more info

  148. Information that is stated on this page is really nice. Keep sharing such details.
    Indian Government Jobs
    Latest Admit Card Updates
    All Exams Result & Merit List

  149. I have using my company work this aluminium scaffolding manufacturer. Its revolving strength is awesome. Its very fast, smooth and easily operated. It is very good product for our use and the product manufacture in from Sendhamarai Engineering

  150. Thank you for sharing such great information. It has help me in finding out more detail about Education Loan For Mba